{"id":68608,"date":"2016-02-17T14:56:31","date_gmt":"2016-02-17T14:56:31","guid":{"rendered":"http:\/\/samathieson.com\/sa-mathieson\/?p=68608"},"modified":"2016-02-25T10:51:22","modified_gmt":"2016-02-25T10:51:22","slug":"robo-advice-in-financial-services-for-computerweekly-com","status":"publish","type":"post","link":"https:\/\/samathieson.com\/sa-mathieson\/robo-advice-in-financial-services-for-computerweekly-com\/","title":{"rendered":"Robo-advice in financial services for ComputerWeekly.com"},"content":{"rendered":"<p>I have just had published two more articles on financial services, the first for ComputerWeekly.com on the growth of robo-advice in the US (provided by firms such as Betterment) and increasingly here as well (Nutmeg).<\/p>\n<p>Such automated financial guidance could fill the gap between expensive independent advisers (which in the UK we now pay for upfront) and people selling products from just one organisation. Alistair Haig, a former banker now doing research at Edinburgh University, is optimistic about robo-advice:<\/p>\n<blockquote><p>What you end up with is a proposition to customers that\u2019s part human, part machine&#8230; Robo-advisers, if they are done well, can provide an improvement for the rest of us.<\/p><\/blockquote>\n<p><a href=\"http:\/\/www.computerweekly.com\/feature\/The-rise-of-the-robots-in-financial-services\" target=\"_blank\">The full article is here.<\/a><!--more--><\/p>\n<p>I also have <a href=\"http:\/\/www.theregister.co.uk\/2016\/02\/15\/fed_rate_raises_what_next_for_unicorns\/\" target=\"_blank\">a piece on The Register<\/a> about what will happen to IT companies and venture capital as and when interest rates start to rise. This drew on investment bank GP Bullhound&#8217;s predictions for 2016, particularly the &#8216;Unicorn hunting now in season&#8217; section, unicorns being companies valued at more than $1bn.<\/p>\n<p>Steffan Aquarone, the founder of mobile payment start-up <a href=\"https:\/\/dropletpay.com\/\" target=\"_blank\">Droplet<\/a>, summed things up nicely:<\/p>\n<blockquote><p>I don\u2019t think you look at the interest rate going up and think whoopee, I\u2019ll move all my money back to my current account&#8230; [However] There is a general feeling that VCs are being more cautious \u2013 or should I say less ridiculous \u2013 in some of the valuations placed on American start-ups. I don\u2019t think that UK or European VCs ever got that ridiculous.<\/p><\/blockquote>\n<p><a href=\"http:\/\/www.gpbullhound.com\/wp-content\/uploads\/2016\/01\/GP-Bullhound-Technology-Predictions-2016.pdf\" target=\"_blank\">GP Bullhound&#8217;s report is here<\/a>, and <a href=\"http:\/\/www.theregister.co.uk\/2016\/02\/15\/fed_rate_raises_what_next_for_unicorns\/\" target=\"_blank\">the Register article is here.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>I have just had published two more articles on financial services, the first for ComputerWeekly.com on the growth of robo-advice in the US (provided by firms such as Betterment) and increasingly here as well (Nutmeg). Such automated financial guidance could fill the gap between expensive independent advisers (which in the UK we now pay for &hellip; <a href=\"https:\/\/samathieson.com\/sa-mathieson\/robo-advice-in-financial-services-for-computerweekly-com\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Robo-advice in financial services for ComputerWeekly.com&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[2,10],"tags":[],"class_list":["post-68608","post","type-post","status-publish","format-standard","hentry","category-articles","category-it"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Robo-advice in financial services for ComputerWeekly.com<\/title>\n<meta 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